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FFIEC Final Authentication Guidance

The Final FFIEC Guidance has been issued and its main intent is to reinforce the 2005 Guidance's risk management framework and update the Agencies' expectations regarding customer authentication, layered security, or other controls in the increasingly hostile online environment.




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RBI: Know Your Customer Norms - Letter Issued by UIDAI

The Reserve Bank of India on Sept. 28, 2011, issued a statement recognizing a letter issued by Unique Identification Authority of India containing details of name, address and Aadhaar number, as an officially valid document as contained in Rule 2[1][d] of the PML Rules, 2005.




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NCUA: PEF Federal Credit Union, Highland Heights, Ohio, Liquidated

The National Credit Union Administration liquidated PEF Federal Credit Union of Highland Heights, Ohio.




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NCUA: Taupa Lithuanian Credit Union, Cleveland, Liquidated

The Ohio Division of Financial Institutions has liquidated the Taupa Lithuanian Credit Union of Cleveland, Ohio, and appointed the National Credit Union Administration as liquidating agent.




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FFIEC Final Authentication Guidance

The Final FFIEC Guidance has been issued and its main intent is to reinforce the 2005 Guidance's risk management framework and update the Agencies' expectations regarding customer authentication, layered security, or other controls in the increasingly hostile online environment.




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RBI: Know Your Customer Norms - Letter Issued by UIDAI

The Reserve Bank of India on Sept. 28, 2011, issued a statement recognizing a letter issued by Unique Identification Authority of India containing details of name, address and Aadhaar number, as an officially valid document as contained in Rule 2[1][d] of the PML Rules, 2005.




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[Coronavirus] Vestager pushes tracing apps as key for summer holidays

The commissioner for the digital portfolio, Margrethe Vestager, warned that "without the technology, it will be very difficult to open [society] to the degree that we all want" - since new outbreaks might surge back until there is a vaccine.




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[Coronavirus] Conflicting signs ahead of EU summer holiday 'roadmap'

France will not make a decision on holidays until early June - while Germany is warning against a "race to allow tourism first", and some smaller EU states, such as Greece, Denmark and Austria, are considering allowing foreign holidays.




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[Ticker] Germany optimistic on EU summer holidays

Germans might be able to go abroad on holiday this summer, tourism minister Thomas Bareiss told Germany's Der Tagesspiegel newspaper on Tuesday. "I hope that, given the good numbers [on coronavirus infections], we will be able to relax the restrictions in the next four to eight weeks," he said. "I would not yet write off other regions in Europe, such as the Balearic islands or the Greek islands," Bareiss added.




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[Ticker] Sicily to subsidise post-corona holidays

Sicily's regional government is offering to subsidise holidays on the island for both domestic and international visitors in an effort to kickstart tourism after the coronavirus pandemic, the Guardian writes. Current plans include subsidising visitors' accommodation costs, as well as vouchers for cultural and heritage activities. It may also pay for up to half of the cost of flights, but this has not been confirmed yet.




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Six Renewable Energy Gift Ideas for the Holidays

It's that time of year, time to wrestle with the wallet, brave the shopping malls, or surf online for deals. If you're in a renewable energy state of mind this season, we've got you covered -- here are a handful of gift ideas for you and those special someones on your list.




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US Invalidates 33.5 Million Renewable Fuel Credits After Fraud

The U.S. Environmental Protection Agency said it has invalidated 33.5 million renewable-fuel credits sold by an Indiana company for biofuel it didn’t produce, the fourth time the agency has alleged fraud in the program.




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Leverage under the AIFMD: some rare guidance

On 7 August 2018, ESMA published a letter from Steven Maijoor, ESMA Chair, to Gabriel Bernardino, EIOPA Chair. The letter addressed the question of whether ESMA would consider borrowing arrangements and derivative arrangements entered into by an Alt...




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Read all about it: Palliser Ltd v Fate Ltd (In Liquidation)

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Providing guidance - Helping you navigate environmental and health and safety risk

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The FSA consults on updated guidance following change to allergen labelling law

In September 2019, the UK government introduced new legislation which will change the way in which food businesses are required to provided allergen information. The new legislation, which comes into force on 1 October 2021, requires food businesses...




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Serafin v Malkiewicz – Guidance on responsible journalism

Abstract: This articles reviews the Court of Appeal decision in Serafin v Malkiewicz reversing the dismissal at first instance of a libel claim relating to an article which made serious allegations about the claimant.  The ruling makes clear th...




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To disclose or not to disclose? New Freedom of Information guidance for procurement information

Procuring authorities and private sector contractors have for some years struggled with the application of the Freedom of Information Act to PFI/PPP procurement processes, and to the legal documentation that results from them. Procuring authorities...




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Coronavirus - New Guidance: Government update on the Coronavirus Job Retention Scheme - UK

On Friday 20 March 2020, the Chancellor announced a new “Coronavirus Job Retention Scheme” (the Scheme) to help pay people’s wages. Updated Guidance on the Scheme was issued on 4 April 2020 (the Updated Guidance). This Alert seeks ...




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Coronavirus - Further guidance on Coronavirus Job Retention Scheme - UK

In previous Alerts (here and Full Article



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Publication of statutory guidance on supplier selection and a revised standard Selection Questionnaire

The Crown Commercial Service (“CCS”) has now published a revised standard Selection Questionnaire and guidance in the form of Procurement Policy Note (PPN) 8/16. This can be found here. PPN 8/16 supersedes and replaces PPN 3/15 which con...




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Are you ready for Black Friday?

With the #BlackFriday craze coming up, so does the issue of “grey goods”. This article aims to discuss the legality behind parallel importation and the sale of grey goods. What is “parallel importation” and so-called “g...




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Eversheds Sutherland webinar offering guidance on working from home and mental health - 31 March 2020

Do you have questions on health and safety whilst home and lone working during the pandemic?...




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Eversheds Sutherland webinar offering guidance on how a virus is spread and what health and safety precautions to take during the pandemic - 15 April 2020

Are you comfortable with latest government guidelines on working in a pandemic? Are you enforcing social distancing? In a sea of ‘fake news’ do you understand how Coronavirus is actually spread and what is safe and unsafe?...




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IHC HR e-briefing 98: vetting and barring scheme guidance

Last Friday, the Home Office issued comprehensive guidance to assist employers and volunteer organisations in properly implementing the vetting and barring scheme. October 2009 saw the introduction of barred lists (which replaced t...




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Coronavirus: FCA issues guidance on repossessions during COVID-19 “social distancing” period - UK

On Friday 20 March 2020 the FCA issued guidance to supplement the government’s recent pledges of support for mortgage customers.  In this article we: summarise the key guidance relating to payment holidays and repossessions highlight tha...




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Coronavirus - The Pensions Regulator’s guidance on COVID-19 - UK

The Pensions Regulator recognises that these are “unprecedented times” and that trustees and employers are facing significant and complex challenges across a range of issues including administration, investment, funding and employer cove...




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Coronavirus – FCA issues further guidance on complaints handling during the lockdown - UK

On 1 May 2020, the FCA published a statement clarifying its position on complaints handling and offering some relaxation of the rules in light of the practical challenges associated with the COVID-19 pandemic.  The regulator says it will review...




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Stamp Duty Land Tax and anti-avoidance

In its concern to block tax avoidance, HMRC is planning to make Stamp Duty Land Tax (SDLT) ever more complicated, as two recent consultations show. Residential properties held by companies The first consultation proposes the imposition of SDLT on ...




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R v Faltec Europe Ltd - Court of Appeal Guidance

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Coronavirus - Updated summary of Covid-19 tax measures and Irish Revenue guidance - Ireland

A number of measures have been introduced in Ireland in recent weeks in light of the impact of the Covid-19 pandemic. Irish Revenue has also published a number of welcome guidelines and confirmations in an attempt to mitigate any detrimental effects...




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Coronavirus –draft FCA guidance for the Insurance industry – customers in temporary financial difficulty and product value - UK

On 1 May, the FCA issued two sets of draft guidance which will be important reading for all firms involved in insurance arrangements and particularly insurers, intermediaries and premium finance lenders. As it considers that the delay involved in co...




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Crypto Tax Update: HMRC Publishes Guidance on the Taxation of Cryptoassets for Businesses

  Summary On 1 November HMRC published its much anticipated guidance on the taxation of cryptoassets for businesses. The guidance sets out HMRC’s view on the taxation of transactions involving cryptoasset exchange tokens (such as Bitcoin)...




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Crypto Tax Update: HMRC publishes updated guidance on the taxation of cryptoassets for individuals – situs of exchange tokens

  What’s new? On 20 December 2019, HMRC published an updated version of its guidance on the taxation of cryptoassets for individuals. The guidance was updated to include a new section in respect of the location (situs) of exchange tokens ...




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Coronavirus - Guidance on corporate residence and permanent establishments – UK

In the midst of the current COVID-19 pandemic, businesses have been faced with a series of international tax questions on residence, permanent establishments and taxing rights of employee income. The general ambiguity of some of these tests does not...




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UK tax authorities issue draft guidance on DAC6 amidst further calls for postponement of measures

As part of the EU’s general clampdown on certain forms of aggressive tax planning, Directive 2011/16/EU (commonly known as DAC6) will soon require taxpayers and intermediaries across the EU to start reporting information in relation to certain...




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Coronavirus - Guidance for Financial Services - the UK

The FCA has today published a statement for financial services firms with guidance setting out its expectations for effectively responding to the Covid-19 outbreak. Consistent with existing regulatory requirements, the FCA expects all firms to have ...




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Shipping: OW Bunker test case - guidance for Shipowners

(1) PST Energy 7 Shipping LLC and (2) Product Shipping and Trading S.A. v (1) OW Bunker Malta Limited and (2) ING Bank N.V. [2015] EWHC 2022 (Comm) In a well-publicised case, the High Court has ruled that shipowners are obliged to pay OW entities un...




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La clave para mantener unidad familiar

La enseñanza bíblica en profundidad de John MacArthur lleva la verdad transformadora de la Palabra de Dios a millones de personas cada día.




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Cuidado con los falsos profetas, 1ª Parte A

How can you be sure you believe the true gospel? John MacArthur helps you sharpen your discernment today on "Grace to You," he examines a passage of Scripture that can help you avoid of those who skillfully preach false doctrine.




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Cuidado con los falsos profetas, 1ª Parte B

Many people think they're on their way to eternal life only to one day find out that, all along, they’d been traveling down the broad path to destruction. So how can you know for sure which path you are on? John MacArthur answers, today on "Grace to You."




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Cuidado con los falsos profetas, 2ª Parte A

History is filled with examples of men who’ve misled their followers, guiding them to sad and catastrophic destruction. So do you know how to spot a false prophet? John MacArthur helps you sharpen your discernment today on "Grace to You."




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Cuidado con los falsos profetas, 2ª Parte B

How can you know if you've been influenced by a false teacher? Today on "Grace to You," John MacArthur shows you how to recognize spiritual wolves and respond to their unbiblical teaching.




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La doctrina de la incapacidad total

La enseñanza bíblica en profundidad de John MacArthur lleva la verdad transformadora de la Palabra de Dios a millones de personas cada día.




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La doctrina de la incapacidad total B

La enseñanza bíblica en profundidad de John MacArthur lleva la verdad transformadora de la Palabra de Dios a millones de personas cada día.




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La vida de la iglesia

La enseñanza bíblica en profundidad de John MacArthur lleva la verdad transformadora de la Palabra de Dios a millones de personas cada día.




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La vida de la iglesia B

La enseñanza bíblica en profundidad de John MacArthur lleva la verdad transformadora de la Palabra de Dios a millones de personas cada día.




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Bendiciones de vida en la iglesia

La enseñanza bíblica en profundidad de John MacArthur lleva la verdad transformadora de la Palabra de Dios a millones de personas cada día.




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Señales antes de la venida de Cristo, 1ª Pte.

La enseñanza bíblica en profundidad de John MacArthur lleva la verdad transformadora de la Palabra de Dios a millones de personas cada día.




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Señales antes de la venida de Cristo, 1ª Pte. B

La enseñanza bíblica en profundidad de John MacArthur lleva la verdad transformadora de la Palabra de Dios a millones de personas cada día.