At issue is a contractual provision whereby an insured waives the right of their insurance carrier to seek redress or seek compensation for losses from a negligent third party.

Which locations in my building are at highest risk for water leaks, and how can I prevent them?

Tips to avoid costly water damage

Michael Vervena gives us tips on navigating water damage restoration and the adoption of technology to document the damage and streamline insurance claims.

Insurer provides complimentary smart home kit, premium discount to customers.

We delve into the challenges insurance company’s face when categorizing the different levels of water intrusion and the importance of why this is a big issue if done incorrectly.

State Farm: Spring Home Maintenance Tips

Mold and water go hand-in-hand, so learn how to find mold and prevent it.

What to Do When Documents and Photos Get Wet

A drying apparatus for temporary location within a damp or waterlogged room is disclosed. The apparatus includes sensors to sense the level of temperature and humidity within the room, a heater to provide heat for the room, an air circulation fan for selectively circulating heated air within the room or selectively exhausting warm and humid air from the room and for allowing outside ambient air into the room. The apparatus being adapted to cyclically continue until the sensed humidity reaches a required level, the apparatus thereafter indicating, directly or indirectly, the completion of the drying process. A method of drying a room using such apparatus is also disclosed which employs a technique whereby the rate of change of the temperature increase is used to determine when humid air should be exhausted from the room. A time limit can also be use to determine when said exhausting takes place.

State Farm: Spring Home Maintenance Tips