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Homebuilding sector analysts at Raymond James and Associates see mortgage rates remaining “higher for longer,” given the outcome of the election.

¿Por qué los bomberos de una metrópoli sembrada de rascacielos sólo alcanzan a extender sus escaleras hasta un máximo de 50 metros? ¿Por qué Shanghái sólo tiene cuatro helicópteros y todos ellos están destinados a tareas policiales, para vigilancia y seguridad pública, de forma que ninguno puede volar con equipamiento contra incendios? ¿Y qué sentido tiene seguir levantando grandes torres de cristal para maravillar al mundo si un bloque de apartamentos de 28 plantas en pleno centro arde como caja de cerillas sin que se puedan controlar las llamas en cinco horas?

Incantation will play Mortal Throne Of Nazarene, too.

Mark Gatiss, da série da BBC 'Dracula', e Rolin Jones, de 'Entrevista com o Vampiro' opinam sobre a questão.

Boletim de ocorrência identificou morto como Francisco Wanderley Luiz, que foi candidato a vereador pelo PL.

This piece of literary mayhem is exclusive to Smart Bitches After Dark, but fret not. If you'd like to join, we'd love to have you! Have a look at our membership options, and come join the fun! If you want to have a little extra fun, be a little more yourself, and be part of keeping the site open for everyone in the future, we can’t wait to see you in our new subscription-based section … Continue reading Let’s Discuss This Cover Makeover: Immortals After Dark →

Highlights: The AI-ECG risk estimation (AIRE) model accurately predicts mortality and cardiovascular disease ri

It is interesting to see how the GOP is struggling to keep the seats in the forthcoming elections. Rush Limbaugh is angry about a GOP pre-mortem comment. The main problem with today's conservatives is that they are not able to defend capitalism in a principled way. It could be the case that they hesitate to support capitalism due to their "pork" addiction... Here is a quote from Gary Shapiro's article, Clemson University Establishes a Think Tank Devoted to Studying the Moral Basis of Capitalism:

The Clemson institute, Mr. Thompson said, faces what he calls an "anti-capitalist bias" among most of the intellectual elite in America. "It began in the last the quarter of the 19th century and picked up steam," he said. "For well over 100 years, the cultural elite in universities have been opposed to capitalism and have set the terms of this debate, which is why the Republican Party in general and conservative intellectuals in particular have not been able to defend capitalism on moral grounds." (NYSun.com, 09/25/06.)

Like the aging hippies of the New Left, compassionate conservatives reject the idea of basing morality on reason and instead embrace a morality grounded in feelings. They reject the possibility of a morality of self-interest and individual rights, and instead embrace a morality of self-sacrifice and governmental coercion. Despite all their loose rhetoric about applying “free-market” solutions to the plight of the poor, compassionate conservatives accept the moral premise of liberal-socialism: that you have a moral duty—a moral duty that will be enforced by the state—to love and support those who have needs greater than your own. (TheObjectiveStandard.com, Fall 206, Vol. 1, No. 3.)

Mortgage fintech Perch closes $4M Series A to accelerate growth

Benjamin Frey, a multi-media artist, has designed the 59th annual commemorative poster for the Coconut Grove Arts Festival, and it's both historic and iconic.

Tech startups can help optimize retailers' in-store operations and customer experiences, enabling them to keep up with competition from e-commerce companies. This category includes hardware and software such as sensors that track foot traffic, interactive tablets that boost customer engagement, and mobile point-of-sale applications.

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Technology has made it so you can start a new business without even paying for a lease. Simply using your laptop and smartphone, you can create an ecommerce site and have customers buying items from you with minimal expense.

But technology solutions are not always as helpful and convenient as they’re cracked up to be. A brick-and-mortar store is still a huge plus for many types of businesses, especially if you sell products that people want to try out.

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Video: The Hives – “Rigor Mortis Radio”

Directed by Filip Nilsson. From The Death of Randy Fitzsimmons, out now.

Remember when CGI was just CGI and not A.I.?

Or maybe the Hives are just really good dancers. It’s possible. Things are very groovy in Sweden and the people are very healthy and nimble. So you never know.

(Journalistic integrity spoiler: You, in fact, do know. The actual dancers — Alex Brown, Tom Hardiman, Connor Pearson, Reece Woodier, and Jacob Whawell — are credited in the video.)

I’ve seen the Hives in concert several times and their natural moves are impressive enough. Do they really need to employ deepfake technology to impress us even more? Maybe they do, because this video is fun and hilarious. And of course the song is great too.

But, like with all computer generated imagery, you find yourself looking for the glitches and cruising down the uncanny valley. It’s real looking enough, but not totally convincing, which makes it a little creepy. And, unsurprisingly, that creepiness factor works with the song’s lyrics.

You’ve never seen me look so good before
This silver lining and this golden glow
This shine, all mine
Looking like I’m fresh off an assembly line.

Read more at Glorious Noise...

Puisque tout le monde en parle, bin moi aussi... Là, y a de l'idée ! Mais Là !!! c'est un must !!! Que serait la vie sans Claude François...

THE cheapest two-year fixed-rate mortgages in more than a year were launched last week, heading straight to the top of the 'best-buy' tables. But borrowers should not be dazzled by the headline rates and assess all-round value when picking a...

Leeds Building Society is launching a new fixed rate mortgage in light of new research which has revealed that fixed rate mortgages accounted for over half of all loans in August this year. Leeds two-year fixed rate mortgage offers a...

Leeds Building Society has launched a new Base Rate Tracker (BRT) mortgage at only 0.14 per cent above Bank of England base rate. The product, which is currently 4.64 per cent, also allows 10 per cent capital repayments each year...

For borrowers with mortgages between £300,000 and £2 million, John Charcol has launched a market-leading remortgage deal. The 2 year tracker has a free valuation and free legals and is available up to 90% loan-to-value. Ray Boulger, senior technical manager...

Abbey is offering reduced rates on their two year fixed rate mortgage allowing the public to remortgage. Lal Tawney, Abbey's head of mortgage marketing, said: "For people that want to remortgage to Abbey, our two-year fixed rate has been slashed...

Two-year fixed rate of 4.79% until 31 March 2008 thereafter reverting to Barclays Bank Base Rate, which is variable, currently 4.50% + 0.95% = 5.45%. The overall cost for comparison is 5.5% APR. Offers a non-disclosed valuation and either no...

Cheltenham & Gloucester is launching a new mortgage range offering highly competitive fixed rate deals, fee-free remortgages The new range, available through intermediaries and branches of C&G and Lloyds TSB, includes a two-year loan fixed at 4.45 per cent and...

Spanish bank fees vary but are typically around 1% of the mortgage amount. They also charge around €500 for the mortgage valuation; stamp duty of 1.8% of the mortgage amount; and notary and registration fees of around 0.5% of the...

Abbey has just released a two-year tracker mortgage offering a rate of 4.38 per cent it will cost you £699 you can remortgage up to £500,000, this remortgage is available up to 90 per cent loan-to-value. Barry Naisbitt, of Abbey,...

Direct Line has launched a remortgage package a two year fixed rate tracker mortgage will offer a rate of 4.79 per cent. Direct Line believes that people looking for a remortgage face in a dilemma about whether to take on...

“Kira öder gibi ödüyorsunuz ama kendi evinizin sahibi oluyorsunuz” yalanıyla mortgage kredi sistemini pazarlayan bankacıların, pazarlamacıların ve televizyoncuların kabirde kemikleri sızlayacak. Bu öyle büyük bir yalan ve öyle bir büyük […]

The post Mortgage Kredisi – ALLAH RIZASI için, Çocuklarınız için ALMAYIN first appeared on Amerikada Birgün.

(Birmingham, AL) The most recent fallout from the mortgage crisis that began last summer is now rearing it's ugly head in the form of Fannie Mae approved loans that cannot get insured by Mortgage Insurance companies.

Mortgage insurance companies, spurred on by recent recommendations in congress, are tightening their credit standards for providing insurance. Without mortgage insurance, borrowers are forced to provide a down payment equal to 20% of the purchase price of a home - something very few home buyers can afford to do. Just this past week, mortgage insurance companies raised their credit score requirement to 620, effectively cutting out 50% of home buyers from the home buying market. The move came unnanounced and without any notice to lenders or to Fannie Mae.

In fact, lenders are still approving loans that meet Fannie Mae guidelines for purchase in the secondary market, but then find, just before closing, that there is no mortgage insurance available to insure the loan. Without insurance on money loaned that is over 80% of the value of the property, the loan is declined. Buyers that have a "loan approval" from a lender should immediately ask their lender if the lender can get their loan insured. Otherwise, homebuyers could spend hundreds and even thousands in the days leading up to the closing only to find, at the last minute, that loan insurance is not available to them.

This move by the Mortgage Insurance companies will only add fuel to the fire that is the current US Housing market. By effectively eliminating more home buyers from the market, at a time when the housing market needs more buyers, not fewer, the mortgage insurance companies have put another nail in the coffin of the housing market. The resulting effect on the market will be an even bigger drop in home prices. The immediate impact of this new policy will be felt quickly in the market, not over time as has been the case with loan defaults, adjusting loan interest rates, and foreclosures.

Be forewarned: if you are a seller, drop your price now before the market itself forces an even larger price reduction. If you are a home buyer, your credit score must be above 620 or you cannot get a loan.

Offers current, step-by-step, independent home loan mortgage rate advice and tips on purschasing, refinancing, choosing a mortgage broker or lender - countrywide!

bi-weekly mortgage, biweekly mortgages, biweekly mortgage payments, bi-weekly mortgage, mortgage reduction

Mark Morton trades the ferocity of Lamb Of God for an intimate acoustic setting delivering an enjoyable evening!

No further details available.

January 24, 2006 – Yesterday, Ameriquest Mortgage agree to pay $325 million in restitution to those who had borrowed money from the company. The agreement settles legal disputes with 49 states and the District of Columbia, and is the second largest in US history.

Mortgage interest rates moved in opposite directions, but one benchmark rate trailed off. Rates change on an hourly, daily and weekly basis.

In this episode, Kevin and Father Steven C. Kostoff discuss two views of the afterlife that separate the New Age/Eastern/Gnostic from the central historic Christian belief.

Fr. Apostolos Hill addresses the difference between the view of the Church as a building and the view of the Church as souls.

Chancellor Rachel Reeves has announced a raft of changes to taxes and spending in the Budget.

Terry Whenham is researching the fallen soldiers of the Northamptonshire Regiment

Bank of England interest rates affect the mortgage, loan and savings rates for millions of people.

Des dizaines de morts dans le sud-ouest du Pakistan après un attentat suicide

Des frappes de Tsahal ont fait plus de 50 morts au Liban et à Gaza, tirs de roquettes sur Israël

Des scientifiques découvrent un "troisième état" entre la vie et la mort

Gaza : au moins trois morts après une frappe israélienne sur le camp de réfugiés de Nouseirat

Au moins 22 personnes tuées dans des frappes au Liban et à Gaza, et le cessez-le-feu au point mort

(Belga) Sept personnes ont été tuées lundi lors d'une double fusillade près de San Francisco, en Californie, ont indiqué les médias américains sur la base des déclarations de la police locale.

Le suspect a été arrêté, a annoncé sur Twitter le bureau du shérif du comté de San Mateo, qui comprend la ville de Half Moon Bay où ont eu lieu les drames. "Il n'y a plus de danger pour la population à cette heure", a-t-il assuré. Les deux fusillades sont intervenues dans des exploitations agricoles proches l'une de l'autre, ont précisé les médias. Cette nouvelle tuerie intervient moins de 48 heures après qu'un tireur a tué 11 personnes dans un club de danse près de Los Angeles. (Belga)

De nouveau, des personnes meurent aux urgences dans des conditions déplorables, après de longues heures d'attente sans soins, malgré les promesses gouvernementales. Où est l'indignité, sinon dans le fait de donner l'illusion de l'action publique et de n'être capable que d'agiter des hochets sociétaux ?

A representational image shows a bioluminescent comb jellyfish. — X/@maximaxoo

In a groundbreaking discovery, researchers at the University of Bergen in Norway have identified the comb jellyfish , a ctenophore species, as a potential candidate for biological...