microfinance

Determinants of FinTech adoption by microfinance institutions in India to increase efficiency and productivity

The present study attempts to find out the determinants of FinTech adoption for financial inclusion by a microfinance institution in India. The factors such as efficiency, consistency, convenience, reliability are taken as predictors of organisational attitude. Similarly, organisational attitude, ease of use, and perceived benefits are considered as antecedents of organisational adoption intention of FinTech in microfinance institutions of India. The purposive sampling technique was used to get a filled survey instrument by target samples. The results indicate that convenience and consistency in the use of FinTech applications build a favourable attitude to adopt it. Furthermore, perceived benefits are the most important antecedents of the adoption intention of FinTech in the microfinance institution in India. Additionally, the reliability of the application has a positive but insignificant impact on organisational attitude to adopt FinTech. The implications of the present study are discussed.




microfinance

Using ICT in Capacity Building for Poverty Reduction in Asia: Lessons Learned from the Microfinance Training of Trainers Course

Research on ICT and capacity building for poverty reduction, focusing on lessons learned from a distant learning course in microfinance.



  • Publications/Papers and Briefs

microfinance

Pakistan's Wasil Foundation Wins Islamic Microfinance Challenge - Islamic Microfinance Challenge

Watch this video highlighting Wasil Foundation's work.




microfinance

Govt To Create 'Social Microfinance Organisation' For Women & Small Businesses: Gadkari

On Friday, Union Minister Nitin Gadkari said that the government is planning to create a deposit-taking 'social microfinance organisation' to disburse loans of up to Rs 10 lakh to women and small entrepreneurs quickly. The Minister for MSME and Road




microfinance

Rural Transformation, Inequality, and the Origins of Microfinance [electronic journal].




microfinance

The Microfinance Disappointment: An Explanation based on Risk Aversion [electronic journal].




microfinance

RBI slams high-cost lending, calls for affordable credit from Microfinance Institutions

MFIs should not justify steep rates with access issues, says Jayant Kr Dash, Executive Director; Senior RBI official suggests Blended Finance could hold some answer for this issue



  • Money & Banking

microfinance

How’s the structural shift impacting microfinance?

From the customer’s point of view, banks and small finance banks are able to offer a more comprehensive product basket




microfinance

microfinance, n.

OED Word of the Day: microfinance, n. The provision of loans and other financial services to low-income individuals and communities for the creation of small businesses…




microfinance

Assam turmoil: Microfinance institutions face irregularity, delay in loan repayments

Worried microfinance industry feels that if the “irregularity and delay” in loan repayments get longer, then there would be a major problem for every player — small, medium and large.




microfinance

‘Bandhan Bank does not foresee much hiccups in microfinance collections once lockdown lifted’

Loans and advances grew 60% year-on-year during 2019-20, from Rs 44,776 crore in March 31, 2019. Its total deposits grew 32% y-o-y to Rs 57,073 crore during the fiscal ended March, 2020. The bank had total deposits of Rs 43,232 crore as at end of March 2019.




microfinance

Microfinance industry hopes IBA meet to lead to ‘in-principle decision’ on loan moratorium to MFIs

Notably, following RBI's announcement on allowing a moratorium on term loans for March 1 to May 31, most of the MFIs have extended a moratorium to their borrowers till May 31.




microfinance

Spotlight on Public Events: Microfinance as a Tool for Community Development

Spotlight on Public Events: Microfinance as a Tool for Community Development

EWC Changing Faces Women’s Leadership Program participant Kalpana Sankar, CEO of Hand in Hand in Tamil Nadu (India), speaking on microfinance initiatives.

 

Kathleen Stack, Vice President of Freedom from Hunger and a participant in EWC’s 2009 Changing Faces Women’s Leadership Program, speaking on her NGO’s microfinance projects.

 

 




microfinance

International Development Experts to Discuss Microfinance For Community Development

International Development Experts to Discuss Microfinance For Community Development
HONOLULU (August 20, 2009) – Many developing nations are now using microfinance as a means to reduce poverty.  On Tuesday, September 1, the East-West Center (EWC) will host a public forum on “Microfinance as a Tool for Community Development” in the EWC Gallery featuring presentations by the following international development experts:




microfinance

Covid-19 represents crisis for microfinance in low-income communities

ISLAMABAD: The COVID-19 pandemic has created immediate challenges for institutions that serve affected communities, a study says.It was prepared by six academics associated with prestigious...

[[ This is a content summary only. Visit my website for full links, other content, and more! ]]




microfinance

COVID-19 represents crisis for microfinance in low-income communities

ISLAMABAD: The COVID-19 pandemic has created immediate challenges for institutions that serve affected communities, a study says.It was prepared by six academics associated with prestigious...

[[ This is a content summary only. Visit my website for full links, other content, and more! ]]




microfinance

COVID-19 represents crisis for microfinance in low-income communities

ISLAMABAD: The COVID-19 pandemic has created immediate challenges for institutions that serve affected communities, a study says.It was prepared by six academics associated with prestigious...

[[ This is a content summary only. Visit my website for full links, other content, and more! ]]




microfinance

Microfinance can be a powerful force in disaster recovery -- by Mayumi Ozaki

The cost of disasters far outweighs the resources available for recovery. Microfinance could be one way to fill the funding gap.  




microfinance

Pakistan's Wasil Foundation Wins Islamic Microfinance Challenge - Islamic Microfinance Challenge

Watch this video highlighting Wasil Foundation's work.




microfinance

Microfinance Bill


The draft bill comes at a time when there are differing opinions on the cost efficacy of the MFO model for reaching credit to the poor. Moreover, the bill itself contains some perplexing ideas - such as the choice of NABARD, itself an MFO, as a regulator of others such organisations. Kaushiki Sanyal presents a legislative brief.




microfinance

Microfinance in neoliberal times




microfinance

Financializing poverty: labor and risk in Indian microfinance / Sohini Kar

Dewey Library - HG178.33.I4 K37 2018