11-11-2024 Heard Mr. T. A. Choudhury, learned counsel for the petitioner.

2. Aggrieved with the order dated 09.01.2023, passed by the learned Metropolitan Magistrate, 15th Court at Calcutta, West Bengal in Case No.CS59941/24 under Sections 406/420 IPC directing the petitioner for his appearance on 11.07.2024 and the order dated 11.07.2024 of the said Court by which it issued Warrant of Arrest against the petitioner for his appearance in said Case No.CS/59941/24.

3. Petitioner has filed this application under Article 226(2) of the Constitution of India stating that as per the Business Loan Agreement dated 25.11.2023, with Loan Application ID No. 107024 the agreement was executed at Chennai with the respondent No.1, whereas, the borrower i.e., the petitioner/lonee is from the District of Karimganj, Assam, therefore, the Court at West Bengal does not have any jurisdiction to initiate any such proceeding on the complaint filed by the respondent No.1, Mintifi Finserve Private Limited under Section 200 CrPC with charge under Sections 406/420 IPC against the petitioner before the Court of learned Metropolitan Magistrate, 15th at Calcutta being registered as Case No.CS/59941/24 under Sections 406/420 IPC. According to the petitioner, taking cognizance of the offence against the petitioner by the learned Court of Metropolitan Magistrate, 15 th at Calcutta, West Bengal on the basis of the complaint of the respondent No.1 is without jurisdiction and bad in law.

ನಮ್ಮ ಜೀವನದಲ್ಲಿ ಹಣಕಾಸಿನ ಅಗತ್ಯಗಳು ಅನಿರೀಕ್ಷಿತವಾಗಿ ಯಾವಾಗ ಬೇಕಾದರೂ ಬರಬಹುದು. ಅವುಗಳಿಗೆ ನಾವು ಸಿದ್ದರಾಗಿರುವುದು ಅಗತ್ಯವಾಗಿದೆ. ನಮ್ಮ ಬ್ಯಾಂಕ್ ಖಾತೆಯಲ್ಲಿ ಸಾಕಷ್ಟು ಉಳಿತಾಯವಿದ್ದರೂ ಕೆಲವು ತುರ್ತು ಪರಿಸ್ಥಿತಿಗಳಿಗೆ ನಾವು ಕೂಡಿಟ್ಟ ಹಣ ಸಾಲುವುದಿಲ್ಲ. ಇಂತಹ ಪರಿಸ್ಥಿತಿಯಲ್ಲಿ ಕಡಿಮೆ ಬಡ್ಡಿದರದಲ್ಲಿ ವೈಯಕ್ತಿಕ ಸಾಲ (personal loan) ಪಡೆಯುವುದು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿರುತ್ತದೆ. ಅದರಲ್ಲೂ ವಿಶೇಷವಾಗಿ ಉತ್ತಮ ಕ್ರೆಡಿಟ್ ಸ್ಕೋರ್ ಹೊಂದಿದ್ದರೆ

Consolidated total income of the company for the period grew 30% to ₹33,704 crore as compared with ₹26,023 crore a year ago